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Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Insurance Regulation | 30% | - Licensing
|
| General Insurance Concepts | 15% | - Fundamental Principles
|
| Accident and Health Insurance Policies | 35% | - Types of Coverage
|
| Maryland State-Specific Regulations | 20% | - Compliance and Enforcement
|
Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:
1. In HMO coverage, all of the following services must be available 24 hours per day, 7 days per week EXCEPT:
A) In-patient hospital services
B) Dental care
C) Emergency medical care
D) Primary care
2. Before issuing a policy of long-term care insurance to an applicant who is at least 80 years old, unless the policy is guaranteed issue, the carrier shall obtain a:
A) Power of attorney
B) Applicant's family's consent
C) Copy of the person's living will
D) Report of a physical examination
3. To be deemed a "qualified employer" under the Maryland Health Benefit Exchange Act, anemployer MUST:
A) Contribute to employee premiums
B) Have its principal place of business in the state of Maryland
C) Have at least 50% of its employees work in the state of Maryland
D) Have at least 50% of its employees reside in the state of Maryland
4. Which type of Medicare Supplement information can be used without prior state approval?
A) Government publications
B) Television advertisements approved by the insurer
C) Insurance company brochures
D) Radio announcements approved by the insurer
5. A nonprofit health service plan may NOT issue a contract that covers which of the following types of benefits?
A) Dental benefits
B) Vision benefits
C) Medical expense benefits
D) Disability income benefits
Solutions:
| Question # 1 Answer: B | Question # 2 Answer: D | Question # 3 Answer: B | Question # 4 Answer: A | Question # 5 Answer: D |






