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Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. Which premium payment mode typically results in the lowest overall cost for a life insurance policy?

A) Quarterly
B) Semi-Annually
C) Annually
D) Monthly

2. A Medicare Supplement policy must NOT contain benefits which

A) charge additional premiums.
B) cover more than Medicare coverage.
C) duplicate Medicare benefits.
D) are covered by Workers Compensation.

3. The cause of a loss is called

A) a risk.
B) a peril.
C) an exposure.
D) a hazard.

4. An annuity product linked to a market-related rate of return is called

A) an indexed annuity.
B) a tax-sheltered annuity.
C) a fixed annuity.
D) a deferred annuity.

5. Which of the following groups is NOT eligible for the Healthy New York Program?

A) Working uninsured
B) Large employers
C) Sole proprietors
D) Small employers

Solutions: